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March 18
What is Disability Insurance?

What is Disability Insurance?

Disability insurance is one of the most commonly overlooked types of insurance, but a lack of comprehensive coverage can have major ramifications in a person’s life. Just about all of a person’s expenses are dependent on his or her ability to earn an income. It is staggering to learn that a disabling accident occurs in the U.S. about once every second which equates to about 18.5% of the U.S. population living with a disability at any given time. In terms of incidence rate, about one ...

February 20
6 Types of Insurance You May Never Have Heard of and Why You Might Need Them

6 Types of Insurance You May Never Have Heard of and Why You Might Need Them

Health insurance, life insurance, auto insurance, and homeowners or renter’s insurance easily dominate the majority of discussions about insurance. That makes sense because these well-known types of insurance are extremely important. There are however, many lesser-known types of insurances that get little public attention and many of which some people have never heard of. While they may not have as broad a need as the more common types, they can still serve a very important role in some people’s lives. What follows is our pick ...

December 26
Guide to Finding a Medical Specialist Covered Under Your Health Insurance Plan

Guide to Finding a Medical Specialist Covered Under Your Health Insurance Plan

Finding a medical specialist you can entrust with your health can be a daunting prospect. Often a lot is riding on your decision and the stakes can be high. That is why many people are frustrated by what they perceive as the added complication of having to find a specialist who is covered by their health insurance plan. However, the goal of the health insurance company isn’t to make the process of finding a specialist more difficult, but rather to ensure that the specialist you ...

October 10
Guide To Understanding Your Insurance Needs During Pregnancy

Guide To Understanding Your Insurance Needs During Pregnancy

Having a baby is a very joyful event. However, being pregnant also comes with a new set of concerns when it comes to insurance needs. Many couples are unsure of exactly what they need to know when it comes to pregnancy and health insurance. This short article will address some of the most common concerns and questions and help get you started in the right direction. How Difficult Is It To Get Health Insurance While Pregnant? The good news is that if you already have health insurance ...

July 31
How Obamacare Affects You   Part 3 of 3

How Obamacare Affects You Part 3 of 3

In our previous two articles in the ObamaCare series we provided an overview of the plan and also discussed some of the future changes. This article will focus on some of the most commonly asked questions and concerns and provide greater information about these topics affect you. Will ObamaCare Require Me to Get A New Policy? Many people who already have health insurance may have read about all of the new changes and realized that current plans weren’t in compliance with these changes. That may have led ...

July 29
The Biggest Changes Created By ObamaCare  Part 2 of 3

The Biggest Changes Created By ObamaCare Part 2 of 3

ObamaCare (the very major overhaul to the US healthcare system) has generated a great deal of publicity in the health insurance insurance sector. Even those Americans who do not closely follow politics or take an active interest in insurance and healthcare have most likely heard about ObamaCare. Many wonder exactly what all the changes of ObamaCare will entail. Nevertheless, we wanted to take a moment to inform Beaty Insurance’s customers and readers about the most major and important changes created by ObamaCare. No More Pre-Existing Conditions One ...

July 23
List of Factors That Influence Health Insurance Cost

List of Factors That Influence Health Insurance Cost

These days, good health insurance coverage is practically a necessity of life. It can also be very expensive. The first step toward offsetting this expense is to understand what factors influence health insurance cost. Once these factors are reviewed you can then focus on changing the ones that you can change, and accepting and understanding the ones that you cannot. The following list of factors are several of the major determinants in health insurance cost. Health status Naturally, one of the most important elements in the health ...

July 08
Overview of Obamacare  Part 1 of 3

Overview of Obamacare Part 1 of 3

Considering its significant impact, the Patient Protection and Affordable Care Act (ACA), commonly referred to as ObamaCare is one of the most high profile pieces of legislation in the last decade. The passage of ObamaCare represents the most significant overhaul of the US healthcare system since the passage of Medicare and Medicaid in 1965. Despite, or perhaps even because of its high profile nature, many Americans are unsure exactly what it entails. Political rhetoric from both sides have clouded objective facts. The following article will ...

July 01
Ways to Save Money on Individual Health Insurance

Ways to Save Money on Individual Health Insurance

Health care is a necessity for all Americans, regardless of their age, job or health status. However, not everyone is able to get health insurance through their place of employment. When this is the case, it becomes essential for them to seek out private, individual health insurance that they can purchase for themselves. This is important, but it can also get very expensive. What follows is a brief article describing some of the top strategies for saving money on individual health insurance. It is our ...

June 13
What Are the Benefits of Decreasing My Deductible?

What Are the Benefits of Decreasing My Deductible?

Health insurance can be a complicated subject to understand. Whether you are choosing between low and high deductibles, structured copays or health maintenance organizations, it may become a little overwhelming. The truth is, selecting a health insurance plan doesn’t have to be complicated at all. Understanding the terms of insurance will help you to become a self-made insurance expert. Many insurance plans require an initial deductible to be paid before your actual insurance benefits begin. The deductible is an out-of-pocket ...